Accidental Parchute Deployment

You're going along life and thinking everything is hunky-dory...until all of a sudden you're sucked out the back of an airplane!  Spiritually speaking, are you prepared if you made a sudden exit from life?  How do you know if you have a "spiritual parachute" or not? 

Or taking this another direction...think about wisdom being applied in a situation like this.  What could this guy have done differently?  What about his friends watching, what could they have done differently?  How could you help someone who's on the edge of making a bad choice?